Terms of Use

Agreement to Terms

These terms govern your use of the sleek-express website at sleek-express.com. By accessing our site, you confirm that you accept these terms and agree to comply with them. If you disagree with any part of these terms, please do not use our website.

sleek-express Ltd is a company registered in Scotland (SC548721) with its registered office at 147 West George Street, Glasgow G2 2JJ.

Our Services

sleek-express provides financial education services. It is important to understand what this means:

We offer education about financial concepts, not financial advice.
We help you understand options but do not tell you what to do with your money.
We are not authorised by the Financial Conduct Authority to provide regulated financial advice.
Nothing on this website or in our sessions should be taken as a recommendation to buy, sell, or hold any financial product.

For specific financial decisions, particularly regarding investments, pensions, or complex financial products, you should consult an authorised financial adviser.

Website Use

You may use our website for lawful purposes only. You agree not to:

Use the site in any way that breaches applicable laws or regulations
Transmit any material that is defamatory, offensive, or otherwise objectionable
Attempt to gain unauthorised access to our systems or data
Introduce viruses, trojans, or other malicious code
Use automated systems to extract data from the site without permission
Impersonate any person or misrepresent your affiliation with any entity

Intellectual Property

The content on this website, including text, graphics, logos, and design, belongs to sleek-express Ltd or our licensors. This material is protected by copyright and trademark laws.

You may view and print pages for personal, non-commercial use. You must not:

Reproduce, duplicate, or copy substantial portions of our content for commercial purposes
Modify or adapt our materials
Remove any copyright or proprietary notices
Create derivative works based on our content

Accuracy of Information

We make reasonable efforts to keep the information on our website accurate and current. However:

Information is provided for general educational purposes only
We do not guarantee that the content is complete, accurate, or up to date
Financial circumstances vary, and information that applies generally may not apply to your specific situation
Laws and regulations change, potentially affecting the accuracy of our content

You should not rely solely on information from our website when making financial decisions. Always verify information independently or seek professional advice where appropriate.

Service Bookings

When you book our services, separate terms apply to that engagement. Key points include:

Bookings are confirmed once we have agreed on timing and you have received our confirmation
Fees are as stated on our services page or as quoted for your specific requirements
Payment is due as specified in our booking confirmation
Cancellations with less than 48 hours notice may incur charges
We reserve the right to decline bookings at our discretion

Limitation of Liability

To the extent permitted by law:

We provide this website and its content "as is" without warranties of any kind
We do not guarantee uninterrupted or error-free access to the site
We are not liable for any loss or damage arising from your use of, or inability to use, our website
We are not responsible for actions taken based on information from our website or services

Nothing in these terms excludes or limits our liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded by law.

Our total liability to you for any claim arising from our services shall not exceed the fees paid by you for those specific services.

Third-Party Links

Our website may contain links to websites operated by third parties. These links are provided for convenience only. We have no control over these sites and accept no responsibility for their content or practices. Inclusion of a link does not imply endorsement.

Privacy

Your privacy matters to us. Please read our Privacy Policy to understand how we collect and use your personal information.

Changes to Terms

We may revise these terms at any time. Changes become effective when posted on this page. The date at the top indicates the most recent update. Continued use of the website after changes constitutes acceptance of the revised terms.

Severability

If any provision of these terms is found to be invalid or unenforceable, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall continue in full force.

Governing Law

These terms are governed by Scots law. Any disputes relating to these terms or your use of our website shall be subject to the exclusive jurisdiction of the Scottish courts.

Contact Information

Questions about these terms should be directed to:

sleek-express Ltd
147 West George Street
Glasgow G2 2JJ
Email: [email protected]